Autumn Budget Uncertainty: How We Help You Stay Ahead of the Curve

Author: Matthew Sutton, Chief Growth Officer

As the Autumn Budget draws closer, businesses are bracing for potential changes that may not make front-page headlines – but could still have a significant impact on your bottom line. 

With a £40 billion fiscal gap to fill and a political promise not to raise taxes on “working people,” the Chancellor’s focus is likely to fall on businesses. While core tax rates such as VAT, income tax, and National Insurance may remain unchanged, indirect changes such as threshold freezes, reclassified VAT items, and adjustments to capital gains tax reliefs could have wide-ranging effects – especially for SMEs. 

So, what does this mean for you – and how can we help? 

Turning Uncertainty Into Insight

At times like these, the ability to see the full financial picture – not just the cash in the bank – becomes vital. We help our clients go beyond the surface to understand how upcoming policy changes might affect: 

• Profitability 

• Cash flow 

• Growth plans 

• Long-term tax exposure 

Using forecasting and scenario planning, we can model potential outcomes based on different policy scenarios – whether that’s a higher or lower VAT threshold, increased capital gains rates, or changes to inheritance rules. This proactive insight gives you options – and time to prepare. 

From Data to Direction 

Modern accounting isn’t just about compliance – it’s about clarity. 

We help clients use the latest cloud-based accounting tools (such as Xero, QuickBooks, and integrated forecasting apps) to generate real-time financial data. But it’s our people-led advice that brings those numbers to life. 

We’ll help you interpret that data and translate it into: 

• Strategic decisions 

• Tax planning opportunities 

• Operational improvements 

Whether you’re planning for growth, restructuring, or preparing to pass on your business, we’ll ensure you’re seeing the numbers in context – and with clear next steps. 

Proactive Support, Not Just Reactive Service 

We don’t just respond when there’s a problem – we help you see what’s coming. 

With potential changes to CGT, VAT, and gifting rules on the horizon, now is the time to have those important conversations about: 

• Business structure 

• Asset ownership 

• Succession planning 

• Tax efficiencies 

We’ll keep you informed ahead of the 26^th November Budget, and work with you immediately after any announcements to adjust your plans, where needed. 

SME Experience, Relationship-Driven Approach 

We’ve spent decades working closely with SMEs across a wide range of sectors – and we understand that every client’s situation is unique. 

Our advice is always: 

• Tailored to your goals 

• Grounded in real business understanding 

• Focused on long-term sustainability 

We’re not just here to tick the compliance box – we’re here to be your sounding board, your strategic advisor, and your partner through change. 

Our Message to Clients: Don’t Wait for the Budget 

The headlines may focus on what isn’t changing – but the real impact often lies in the details. Whether it’s a reclassification, a threshold freeze, or a relief cap, small changes can have big effects. 

Let’s start planning now, so you’re in control – not reacting after the fact. 

Talk to your advisor today about pre-Budget planning, or to book a review meeting. We’re ready to help you navigate what’s ahead – with clarity, confidence, and proactive advice that adds real value. 

OR join us at our Budget Seminar on the 28^th November – full details and invitation to follow.